Cash reserve protects against overdrafts, eliminating the inconvenience, embarrassment and expense of returned checks. Cash reserve lines are available from $1,000 to $25,000.

Variable Rate Home Equity Line of Credit

Home equity lines are a convenient and low cost option to finance a host of needs and opportunities from tuition payments to start-up business expenses.

Contact Darien Rowayton Bank representative for more information.

• Credit line amounts are available from $25,000 to $750,000 for owner-occupied properties
• As low as Prime -1%, adjusts periodically see Personal Loan Rate Sheet
  
• Interest only payments are required during the initial ten year draw period
  
• After the initial draw period, the outstanding balance will be amortized over 10 years
  
• Principal can be repaid, without penalty, at any time
  
• Interest is usually tax deductible, however, customers should check with their tax advisor
  
• No closing costs option available*
  
• Maximum loan to value: 80%
  
• Early termination fee of $500 applies if your account is closed within 2 years.

*Total closing fees, depending on services required, range between $175.00 and $1,000.00.