Darien Rowayton Bank offers an array of products and services to meet a variety of personal banking needs. This includes basic and interest-bearing checking accounts; savings accounts and Certificates of Deposit (CDs); and IRAs for retirement savings. We also offer a range of personal loans and mortgages to finance a variety of needs. All of our products feature highly competitive rates.

Customers will find that our services are efficient and convenient. We offer 24-hour, 7 day a week online banking, ATM services and branch hours that accommodate our customers’ demanding schedules. We also make personal appointments to meet with you at the bank, or your home or office, to offer the services of our seasoned bankers.

Unique Convenient Services

• Assistance in setting up online banking and bill payment
• Regularly scheduled fund transfers between accounts
• A computer kiosk in our branch locations for online access
• Free ATM/Mastercard⁽¹⁾ debit card
• Up to $25 per month in terminal fees rebated for ATM withdrawals at other banks
• Free ATM service from SUM^{SM (2)} member banks
• Special program to provide insurance coverage on jumbo (over $100,000) Certificates of Deposit (ask about our CDARS program).

Online Banking

Online banking accounts provide real-time access to checking, savings, money market, CD, mortgage and loan information. Our online bill pay is user friendly, allowing businesses to include invoice and related information with every payment. We gladly assist our clients in setting up online banking accounts and will demonstrate their functionality in our offices or yours.

Online banking enables the following:

• Easy transfer of funds between checking and savings accounts
• Check imaging to view cleared checks
• Easy access to administrative features such as check reorder
• Compatibility with Quicken⁽³⁾, Quickbooks ⁽³⁾ and Microsoft Money⁽⁴⁾ management tools

Fraud Protection Services

We are committed to preventing fraud and identity theft. Through firewalls and encryption technology, we employ safeguards to protect your privacy and pinpoint suspicious activities. We also train our employees to protect customer accounts and data by asking our customers for security information that only they will know. This applies to all procedures whether in our bank, on the phone or via the Internet.

(1) MasterCard is a registered Trade Mark of MasterCard Incorporated.
(2) SUM^SM is a nationwide network of banks providing free ATM cash withdrawals. For a convenient location near you, go to www.sum-atm.com
(3) Quicken and Quickbooks are licensed products of Intuit Inc.
(4) Microsoft Money is a licensed product of the Microsoft Corporation.