Our Certificates of Deposit products are attractive savings vehicles with various terms available to match your needs.

Certificate of Deposit Account Registry Service® (CDARS)

• Access up to $50 million in FDIC insurance
• Principal and interest are both eligible for full coverage
• Have your savings with one bank, not multiple banks
• One agreement, one interest rate, one monthly statement
• Ideal for individuals, businesses, financial advisors, public funds, etc.

Standard Certificates of Deposit

• Minimum balance of $500
• Customer locks money for a set period of time; terms from 3 to 48 months
  
• Interest can be reinvested or credited to another account
  
• Various interest rates; see personal banking rates; see personal banking rates
  

Jumbo Certificates of Deposit

• Minimum balance of $100,000
• Customer locks money for a set period of time
  
• Interest can be reinvested or credited to another account
  
• Sole proprietors, municipalities and non-profits are eligible for this account, as well as individuals.
  
• Interest rates are normally higher than Standard Certificates of Deposit
  
• Please call a bank representative at (203) 656-3500 for more information