Darien Rowayton Bank offers a variety of loan options. While many businesses generate sufficient cash-flow to meet operating expenses, additional financing is often necessary to support operational improvements and growth. For product and rate information, call a Darien Rowayton Bank representative at (203) 656-3500..

Term Loans

Term loans are ideal for companies looking to finance productive assets such as equipment or commercial vehicles.

• Competitive rates on loans from $25,000 to $100,000 and used for general business purposes
  
• Easy application
  
• Quick turnaround usually within one week of a completed application

Lines of Credit

Lines of credit can quickly finance your company’s short-term inventory and accounts receivable needs by allowing for access to cash, up to a pre-determined amount, on an as-needed basis.

• Lines of credit start at $10,000
  
• Easy application
  
• Quick turnaround usually within one week of a completed application

Equity Business Line

We can use the equity in either your residential or commercial real estate to secure a loan. Our revolving equity business lines have convenient terms and may be used for short or long-term business borrowing needs.

Leasing

Business growth often depends on investing in new equipment and business systems. An attractive alternative to purchasing, leasing offers several benefits: tax deductible monthly expenses; the conservation of capital; and improved financial ratios if operating and fair market leases do not need to be recorded on balance sheets. Our flexible programs include 100% financing at fixed and variable interest rates.(1)

Mortgages

Our commercial mortgages and construction loans are designed to buy new facilities or renovate a wide range of investment and owner-occupied properties. This includes larger than four-family residences; offices; warehouses; retail stores; industrial buildings; and multi-tenant facilities.

We will partner with you to understand your objectives and structure a competitive loan based on your specific project, timing and resources. Permanent, interim, and construction-to-permanent loans are available with terms up to 20 years at competitive fixed and floating interest rates. Contact a Darien Rowayton Bank representative at (203) 656-3500 for more information.

(1) Leasing is currently offered through a correspondent bank.