Darien Rowayton Bank | Business Banking Rates


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Rates are effective as of September 1, 2010

Business Checking

Product	Minimum Opening Deposit	Minimum Daily Balance to Earn Interest	Annual Percentage Yield	Interest Rate
Business NOW Checking & IOLTA	$500	$500	0.250%	0.250%

Annual Percentage Yield (APY) may change without notice.

Business Savings

Product	Minimum Opening Deposit	Minimum Daily Balance to Earn Annual Percentage Yield	Annual Percentage Yield	Interest Rate
Statement Savings	$100	$250	0.250%	0.250%

Max Savings with Checking*
Tier I $500 to $24,999	$500	$500	0.600%	0.599%
Tier II $25,000 to $49,999	$500	$25,000	0.800%	0.797%
Tier III $50,000 and over	$500	$50,000	1.000%	0.996%

Max Savings without Checking
Tier I $500 to $24,999	$500	$500	0.400%	0.400%
Tier II $25,000 to $49,999	$500	$25,000	0.650%	0.648%
Tier III $50,000 and over	$500	$50,000	0.800%	0.797%

Money Market Accounts
Tier I $1,000 to $49,999	$500	$1,000	0.500%	0.499%
Tier II $50,000 to $99,999	$500	$50,000	0.700%	0.698%
Tier III $100,000 to $999,999	$500	$100,000	0.800%	0.797%
Tier IV $1,000,000 and over	$500	$1,000,000	0.850%	0.847%

Annual Percentage Yield (APY) may change without notice.

* A minimum average daily balance of $500.00 in the checking account must be maintained.

Certificates of Deposit

Terms of Deposit	Minimum Opening Deposit Required	Minimum Daily Balance to Earn Annual Percentage Yield	Annual Percentage Yield	Interest Rate

3 Month CD	$500	$500	0.600%	0.599%

6 Month CD	$500	$500	0.800%	0.797%

7 Month CD*	$500	$500	0.850%	0.847%

12 Month CD	$500	$500	1.0500%	1.045%

24 Month CD	$500	$500	1.500%	1.489%

36 Month CD	$500	$500	1.600%	1.588%

48 Month CD	$500	$500	1.850%	1.834%

Annual Percentage Yield (APY) may change without notice. The APY assumes that principal and interest will remain on deposit for one year.
Interest begins to accrue on the business day a CD account is opened. If a CD is closed before interest is credited, the accrued interest is not earned.
There may be a penalty for early withdrawal which could reduce the earnings on the account.
After an account is opened, deposits into the account and withdrawals of deposited funds are not permitted until the maturity date.
Renewal policy for Certificates of Deposit: Accounts will automatically renew at maturity. There is a grace period of ten (10) calendar days after the maturity date to withdraw the funds without being charged a penalty.

* For deposits transferred from other (non Darien Rowayton Bank) sources only. Must have a Darien Rowayton Bank checking account with direct deposit.

Rates are subject to change without notice.

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